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For the protection of the participants, account changes are subject to the following short-term trading guidelines when exchanging investment options under your company's qualified retirement plan account with John Hancock. Examples of business or market sectors where this risk may be particularly high include: Market Cap Value The performance of an Index does not include any portfolio or insurance-related charges. The performance data presented represents past performance.

Jestx


Exchange traded funds and open-ended mutual funds are considered a single population for comparative purposes. Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. Refer to the prospectus of the underlying fund for details. Funds are placed in a category based on their portfolio statistics and compositions over the past three years. The highest speculative-grade rating is Ba1. Any copying, republication or redistribution of Lipper content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Lipper. It is made up of John Hancock's i "Revenue from Sub-account", and ii the expenses of the underlying fund based on expense ratios reported in the most recent prospectuses available as of the date of printing; "FER". This information is not intended as investment advice and there can be no assurance that any investment option will achieve its objectives or experience less volatility than another. The ticker symbols do not directly apply to the John Hancock sub-account and therefore any public information accessed using these symbols will not reflect the unit value of the subaccount, nor will such information reflect sub-account, contract-level or participant-level charges under your plan's group annuity contract. Data may be intentionally delayed pursuant to supplier requirements. You can visit the Employee Benefit Security Administration's Web site for an example demonstrating the long-term effect of fees and expenses. It is divided into two sections, investment grade and speculative grade. Due to abnormal market conditions or redemption activity the fund may temporarily invest in cash and cash equivalents. John Hancock USA are allocated to investment options which: John Hancock does not provide advice regarding appropriate investment allocations. Your actual costs of investing in the fund may be higher than the expenses shown in "Annual fund operating expenses" for a variety of reasons. Returns shown reflect the Expense Ratio of the sub-account. Once the day hold has expired, participants can trade again in accordance with the above guidelines. The performance data presented represents past performance. Date sub-account or Guaranteed Interest Account first available under group annuity contract. Performance does not reflect any applicable contract-level or participant-level charges, fees for guaranteed benefits if elected by participant, or any redemption fees imposed by an underlying mutual fund, collective trust or ETF. Quote data, except U. For more information or to order prospectuses for the underlying investments, call and speak to a client account representative. Poor performance may be caused by poor management decisions, competitive pressures, breakthroughs in technology, reliance on suppliers, labor problems or shortages, corporate restructurings, fraudulent disclosures, or other factors. All other performance data is actual except as otherwise indicated.

Jestx

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4 thoughts on “Jestx”

Kagagore

29.08.2018 at 10:12 pm
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The ER applies daily at a rate equivalent to the annual rate shown, and may vary to reflect changes in the expenses of an underlying fund and other factors.

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